Public Adjuster License Requirements in Wisconsin
LicensedEverything you need to know about public adjuster licensing in Wisconsin — requirements, how to verify a license, applicable fee caps, and what to do if you encounter an unlicensed operator.
Public adjusters are licensed and regulated in Wisconsin
Wisconsin requires public adjusters to obtain a state license before representing policyholders in insurance claims. Always verify a license before signing any contract.
Licensing Requirements
- Licensing Authority
- Wisconsin Office of the Commissioner of Insurance →
- Exam Required
- Yes
- Surety Bond Required
- $20,000
- Continuing Education
- 24 hours every 2 years
- Nonresident Registration
- Required before adjusting claims in Wisconsin
Wisconsin requires public adjuster licensure. For resident applicants, a state exam is required. Nonresident applicants must be licensed in their home state and registered in Wisconsin prior to adjusting claims here. Nonresidents from non-licensing states (e.g., Pennsylvania) must pass the Wisconsin public adjuster exam. A $20,000 surety bond is required.
Verify a License
Always verify a public adjuster's license before signing any contract. Use the tools below to check license status in Wisconsin.
How to verify — step by step:
- 1 Visit the NAIC SBS lookup tool or your state's DOI licensing portal using the links above.
- 2 Enter the adjuster's name or license number as it appears on their business card or contract.
- 3 Confirm that the license type is listed as "Public Adjuster" — not a different license class.
- 4 Verify the license status is "Active" — not expired, inactive, suspended, or revoked.
- 5 Look for any disciplinary actions, regulatory orders, or enforcement history associated with the license.
Governing Statutes
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Wis. Stat. § 629.04
Wisconsin public adjuster registration and requirements
What To Do If You Suspect an Unlicensed Adjuster
If someone is representing themselves as a public adjuster in Wisconsin without a valid license, contact the Wisconsin Office of the Commissioner of Insurance immediately.
Regulatory Authority
Wisconsin Office of the Commissioner of Insurance →Complaint Hotline
800-236-8517Fraud Hotline
608-266-8699File a Complaint Online
File Complaint →Also report it here: Submit a report on PublicAdjusterHQ so we can help direct you to the right authority and track patterns of unlicensed activity in Wisconsin.