How It Works

Finding the right public adjuster for your insurance claim is simple with PublicAdjustHQ. Here is how to use our directory to get the help you need.

1

Search by Location

Start by searching for your city or state on the homepage. You can also browse directly by state — we currently cover Florida and Texas. Each state page links to city-level directories so you can find adjusters near you.

2

Compare Public Adjusters

Each listing shows the adjuster's firm name, phone number, license details, claim types they handle, Google ratings, and areas they serve. Use this information to compare adjusters and narrow your choices. Featured and premium listings are clearly marked so you know exactly what you are looking at.

3

Verify Their License

Every adjuster listed on PublicAdjustHQ has a verified state license. You will see their license number and state displayed on their listing card along with a green "Verified" badge. We check licenses against official state databases — the Florida Department of Financial Services and the Texas Department of Insurance — to confirm they are active and in good standing.

4

Contact Them Directly

When you find an adjuster that looks like a good fit, call them directly using the click-to-call phone number on their listing. Most public adjusters offer free initial consultations. Ask about their experience with your type of damage, their fee structure, and how they handle claims in your area.

5

Get Your Claim Handled

Once you hire a public adjuster, they will inspect your damage, review your insurance policy, document everything, and negotiate with your insurance company on your behalf. Most work on a contingency fee basis, so you only pay if they recover money for you. Learn more about costs.

Tips for Choosing the Right Public Adjuster

  • Check their experience: Ask how many claims similar to yours they have handled and what outcomes they typically achieve.
  • Understand the fee: Contingency fees typically range from 10% to 20% of your settlement. In Florida, fees are capped by state law.
  • Read reviews: Google ratings and review counts are displayed on each listing. Look for adjusters with consistent positive feedback.
  • Get multiple consultations: Talk to at least two or three adjusters before making a decision. Free consultations are standard in this industry.
  • Act quickly: The sooner you engage a public adjuster after property damage, the better. Fresh damage is easier to document and strengthens your claim.

Want to Learn More?

What Is a Public Adjuster?

Learn what PAs do and when to hire one.

PA vs Insurance Adjuster

Understand the difference between adjuster types.

How Much Does a PA Cost?

Understand fees, caps, and the contingency model.

Find a Public Adjuster Near You

Search our directory of licensed, verified public adjusters.

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