Public Adjuster License Requirements in Pennsylvania
LimitedEverything you need to know about public adjuster licensing in Pennsylvania — requirements, how to verify a license, applicable fee caps, and what to do if you encounter an unlicensed operator.
Public adjuster licensing is limited in Pennsylvania
Pennsylvania does not currently license public adjusters for residents. Pennsylvania residents who wish to work in other states must obtain a Designated Home State (DHS) license through another state (commonly Florida or Texas). Nonresidents must file a $20,000 surety bond to work in Pennsylvania.
Verify a License
Always verify a public adjuster's license before signing any contract. Use the tools below to check license status in Pennsylvania.
How to verify — step by step:
- 1 Visit the NAIC SBS lookup tool or your state's DOI licensing portal using the links above.
- 2 Enter the adjuster's name or license number as it appears on their business card or contract.
- 3 Confirm that the license type is listed as "Public Adjuster" — not a different license class.
- 4 Verify the license status is "Active" — not expired, inactive, suspended, or revoked.
- 5 Look for any disciplinary actions, regulatory orders, or enforcement history associated with the license.
What To Do If You Suspect an Unlicensed Adjuster
If someone is representing themselves as a public adjuster in Pennsylvania without a valid license, contact the Pennsylvania Insurance Department immediately.
Regulatory Authority
Pennsylvania Insurance Department →Complaint Hotline
877-881-6388Fraud Hotline
877-881-6388File a Complaint Online
File Complaint →Also report it here: Submit a report on PublicAdjusterHQ so we can help direct you to the right authority and track patterns of unlicensed activity in Pennsylvania.