Public Adjusters in Miami, FL
Browse 5 licensed public adjusters in Miami. All licenses verified.
Licensed Public Adjusters in Miami, FL
Sunshine Claims Group
Featured PremiumServing: Miami
Miami Public Adjusters LLC
FeaturedServing: Miami
South Florida Loss Advocates
Serving: Miami
Dade County Claims Consultants
Serving: Miami
Biscayne Adjusting Services
Serving: Miami
About Property Damage Claims in Miami
Miami sits at ground zero for Atlantic hurricane activity, and its property damage claims reflect that reality. The city's coastal location, low elevation, and aging housing stock create a combination of risk factors that make property insurance claims both common and complex. From direct hurricane strikes to tropical storm flooding to the persistent moisture damage that South Florida's subtropical climate produces year-round, Miami homeowners deal with more property damage events per capita than almost any other major U.S. metro area.
Weather Patterns
Hurricane season runs June through November with peak activity August-October. Atlantic hurricanes track directly through South Florida's strike zone. Year-round tropical moisture creates persistent humidity (75-85% average), driving mold and moisture intrusion issues even without a named storm event.
Notable Storm History
Hurricane Andrew (1992) — $27 billion in damage, reshaped Florida building codes. Hurricane Irma (2017) — $50 billion, widespread damage across Miami-Dade. Hurricane Ian (2022) — significant wind and flooding damage in the metro. Recurring tropical storms and king tide flooding events.
Common Damage Types in Miami
Typical Claim Values in Miami
Hurricane damage claims in Miami frequently exceed $50,000-$100,000 for residential properties. Roof replacement claims average $15,000-$30,000. Water damage and mold remediation claims range $10,000-$40,000. Flood damage (NFIP) claims average $30,000-$60,000.
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